Commercial, Financial, and Compliance — delivered under one Amara relationship.
You work with one dedicated Amara point of contact from discovery through delivery. When specialist licensed execution is required, we manage vetted partner firms in the background so your experience stays seamless.
End-to-end UAE setup: jurisdiction and structure, trade name and approval, licensing, labour and immigration, corporate banking, and operational handover. Ideal for new market entry. From AED 1,950/month; min. 3 months.
Full outsourced finance function: bookkeeping, management accounts, payroll support, VAT, corporate tax, and fractional CFO advisory. Tiered by volume; HR & Payroll and FTA Tax Agent available as add-ons. From AED 2,950/month; min. 3 months.
Ongoing regulatory and corporate compliance: company renewals, AML/CFT, company secretarial, UBO and ESR, Emiratisation and CSR. Tiered by scope (Core, Classic, Comprehensive). From AED 4,950/year; min. 12 months.
Three service pillars — three bundled pricing models.
Commercial - Company Setup Projects
Financial - Monthly Accounting, Payroll, and Tax Management
Discount curve applies to the combined monthly bundle (Financial + selected add-ons). Hours combine Financial Partner allocation with add-on hours for the same tier.
Compliance - Annual Compliance Calendar and Filing Obligations
- ✓Trade licence renewal coordination
- ✓UBO register maintenance & filing
- ✓ESR notification (nil or applicable)
- ✓Corporate records management*
- ✓MOA amendment coordination
- ✓Annual compliance calendar
- —Emiratisation quota assessment — annual
- —Nafis registration & subsidy optimisation*
- —MOHRE compliance status monitoring*
- —Establishment card renewal
- —ICV Certification (Abu Dhabi procurement)
- —ESR Notification + Report where required
- —Document attestation coordination
- —goAML registration & management*
- —AML/CFT Policy & Procedures framework
- —Annual Business Risk Assessment (BRA)
- —Customer Due Diligence programme*
- —STR/SAR filing coordination
- —Outsourced MLRO/CCO function*
- —AML staff training (annual, group)
- —CSR framework advisory*
- —ESG reporting readiness*
* Service-delivery items are capped to a reasonable quarterly hour allocation. Filing, report drafting, and policy/control setup tasks are generally scoped as one-off deliverables or projects.
- ✓Trade licence renewal coordination
- ✓UBO register maintenance & filing
- ✓ESR notification (nil or applicable)
- ✓Corporate records management*
- ✓MOA amendment coordination
- ✓Annual compliance calendar
- ✓Emiratisation quota assessment — annual
- ✓Nafis registration & subsidy optimisation*
- ✓MOHRE compliance status monitoring*
- ✓Establishment card renewal
- ✓ICV Certification (Abu Dhabi procurement)
- ✓ESR Notification + Report where required
- ✓Document attestation coordination
- —goAML registration & management*
- —AML/CFT Policy & Procedures framework
- —Annual Business Risk Assessment (BRA)
- —Customer Due Diligence programme*
- —STR/SAR filing coordination
- —Outsourced MLRO/CCO function*
- —AML staff training (annual, group)
- —CSR framework advisory*
- —ESG reporting readiness*
* Service-delivery items are capped to a reasonable quarterly hour allocation. Filing, report drafting, and policy/control setup tasks are generally scoped as one-off deliverables or projects.
- ✓Trade licence renewal coordination
- ✓UBO register maintenance & filing
- ✓ESR notification (nil or applicable)
- ✓Corporate records management*
- ✓MOA amendment coordination
- ✓Annual compliance calendar
- ✓Emiratisation quota assessment — annual
- ✓Nafis registration & subsidy optimisation*
- ✓MOHRE compliance status monitoring*
- ✓Establishment card renewal
- ✓ICV Certification (Abu Dhabi procurement)
- ✓ESR Notification + Report where required
- ✓Document attestation coordination
- ✓goAML registration & management*
- ✓AML/CFT Policy & Procedures framework
- ✓Annual Business Risk Assessment (BRA)
- ✓Customer Due Diligence programme*
- ✓STR/SAR filing coordination
- ✓Outsourced MLRO/CCO function*
- ✓AML staff training (annual, group)
- ✓CSR framework advisory*
- ✓ESG reporting readiness*
* Service-delivery items are capped to a reasonable quarterly hour allocation. Filing, report drafting, and policy/control setup tasks are generally scoped as one-off deliverables or projects.
From first decision
to first transaction.
Commercial support covers every milestone in the setup journey — structure, registration, licensing, people, and banking.
Core services
Setup and banking milestones — each item below links to a detail card on this page.
Jurisdiction & Legal Structure Advisory
Mainland vs. freezone vs. offshore analysis. LLC, sole establishment, branch, or SPV selection. Activity code matching and licence type confirmation tailored to your business model.
Trade Name & Initial Approval
Trade name reservation, initial approval from DED or free zone authority, MOA drafting and notarisation coordination. Three name options prepared and submitted simultaneously.
Trade Licence Acquisition
Commercial, professional, or industrial licence application. Activity permit coordination. Ejari or Tawtheeq commercial tenancy compliance for registered address.
Labour & Immigration Registration
MOHRE establishment card, labour account setup, immigration card, and initial visa allocation for founders and key staff. WPS registration where applicable.
Corporate Bank Account Opening
KYC pack preparation, bank matching by business type and jurisdiction, relationship manager introductions, application coordination, and follow-up until account is active.
Operational Readiness Pack
Compliance calendar, regulatory obligation summary, CT and VAT registration triggers, and warm handover to Financial or Compliance services for ongoing management.
Every finance function,
covered.
Financial support covers the full spectrum of financial management for an SME — from day-to-day transactional work to board-level strategic oversight. Bookkeeping is included as standard across all tiers.
Core services
Bookkeeping through banking support — the retained finance stack before tax and statutory add-ons.
Monthly Bookkeeping
Full transaction recording, bank reconciliation, accounts payable and receivable — scaled by volume. Core: up to 100 tx/month. Classic: up to 300. Comprehensive: unlimited.
Management Accounts
Monthly P&L, balance sheet, cash flow statement, and budget vs. actuals — prepared to audit-ready standard and delivered with a one-page commentary.
VAT & Corporate Tax
Quarterly VAT return preparation and FTA submission coordination. UAE Corporate Tax registration, annual filing preparation, and ongoing CT compliance advisory.
Fractional CFO Advisory
Financial modelling, scenario planning, treasury oversight, investor reporting packs, and board-level financial leadership — available at Comprehensive tier.
Audit Readiness & Liaison
Ongoing audit readiness, external auditor coordination, annual accounts preparation, and statutory filing support. Audit relationship managed end-to-end.
Banking Relationship Support
Ongoing liaison with your UAE bank — KYC refresh responses, account queries, and support for new subsidiary or signatory account openings.
Tax & statutory
VAT, Corporate Tax, ESR, and e-invoicing readiness — all handled within the retainer or via the FTA Tax Agent add-on.
Value Added Tax
Registration, quarterly return preparation, input tax recovery analysis, partial exemption calculations, and FTA correspondence management.
UAE Corporate Tax
CT registration with the FTA, annual filing preparation, QFZP eligibility assessment, Small Business Relief election advisory, and transfer pricing guidance.
Economic Substance Regulations
Applicability assessment, annual ESR notification filing with the Ministry of Finance, ESR Report preparation, and substance documentation management.
e-Invoicing Readiness
Advisory on the UAE e-invoicing mandate rollout, system readiness assessment for your accounting stack, and FTA reporting compliance preparation.
Compliance is not
a one-off task.
Compliance support manages your annual compliance calendar so nothing lapses. Tiers are structured by scope: company essentials, people and HR compliance, and the full AML/CFT programme when required.
Core services
Regulatory, corporate, and CSR programmes — grouped by obligation type in the sections below.
AML & regulatory
AML/CFT Policy Framework
Written AML/CFT policy and procedures — risk-based, FATF-aligned, approved by senior management. Covers CDD procedures, record-keeping, suspicious activity reporting, and the Compliance Officer mandate.
Business Risk Assessment
Annual Business Risk Assessment analysing your ML/TF exposure across business model, customer base, product mix, delivery channels, and geography. Reviewed and updated annually.
goAML Registration & Filing
goAML platform registration with the UAE FIU, Compliance Officer credential management, and ongoing STR/SAR filing coordination when suspicion arises.
Outsourced MLRO / CCO Function
For businesses without a dedicated Compliance Officer, Amara provides an outsourced MLRO/CCO — receiving and evaluating internal reports, filing STRs, and reporting to senior management. Comprehensive tier only.
Company secretarial
Statutory register, UBO registration, resolutions, and corporate records — included across all compliance tiers.
Statutory Register Maintenance
Shareholders, directors, UBOs, charges, and beneficial interests — updated within the required 15-day window on any change of ownership, directorship, or control.
UBO Registration & Annual Updates
Annual UBO register submission and change-triggered updates. Filed with the Ministry of Economy (mainland) or free zone authority. Penalty from AED 100,000 for non-compliance.
Corporate Records Management
Secure, organised digital corporate records — all licences, certificates, resolutions, and official correspondence — accessible to authorised signatories at all times.
CSR & ESG
Emiratisation, ICV, CSR framework advisory, and ESG reporting readiness — at Classic and Comprehensive tiers.
Emiratisation Compliance
Annual Emiratisation quota assessment, Nafis registration and subsidy optimisation, and MOHRE compliance status monitoring for covered businesses (20+ employees).
From AED 6,000/mo per headcount shortfallIn-Country Value Certification
ICV score optimisation, certified auditor coordination, and documentation for Abu Dhabi government and ADNOC procurement qualification. Annual recertification managed.
CSR Framework Advisory
UAE CSR reporting expectations and voluntary framework guidance — aligned to ADGM/DIFC ESG expectations and UAE Vision 2031 sustainability commitments.
ESG Reporting Readiness
Baseline ESG materiality assessment, data gathering framework, and readiness advisory for businesses preparing voluntary or investor-facing ESG disclosures.
One engagement model. Three solutions.
Discovery and scoping are complimentary for all solutions. Tell us where you are — new to the UAE, already set up and need finance or compliance — and we'll point you to the right starting point.
Step 1 of 5 — Business stage
Where is your business right now?
This tells us whether you need help setting up or managing ongoing operations.